Ítarleg lánareiknivél fyrir íbúðalán

Hér getur þú séð áhrif af aukagreiðslum á höfuðstól láns, hvort sem er reglulegum eða óreglulegum.

Þú getur einnig breytt verðbólgu og vöxtum fyrir hvern mánuð, eða fyrir hvert ár með því að smella á “árleg greiðsluáætlun”.

“Festa upphæð” verður að vera hærri en heildargreiðsla á mánuði til að taka gildi.

Áætlað núvirði miðast alltaf við gefna verðbólgu, en þar sem það er ómögulegt að spá fyrir um verðbólgu og vexti framtíðar ætti ekki að taka töluna sem heilagan sannleik.

Hinsvegar getur áætlað núvirði gagnast við samanburð lána, t.d. verðtryggð eða óverðtryggð lán.

Lán

Ítarlegar stillingar

Samantekt
Greitt alls99.167.511
Núvirði alls58.700.385
Vextir alls64.124.311
Verðbætur alls0
Afgreiðslugjöld alls43.200
Aukagreiðslur alls0
Fjöldi greiðslna360
Sparnaður0
Sparnaður (núvirði)0
endurgreiðslutími30 ár 0 mán

Greiðsluáætlun
#
Höfuðstóll
Heildargr.
Núvirði
heildargr.
Afborgun
Vextir
Verðbætur
Gjöld
Eftirstöðvar
Aukagr.
Vextir (%)
Verðbólga (%)
135.000.000275.465273.71420.137255.208012034.979.863
234.979.863275.465272.84320.283255.062012034.959.580
334.959.580275.465271.97420.431254.914012034.939.149
434.939.149275.465271.10920.580254.765012034.918.569
534.918.569275.465270.24620.730254.615012034.897.839
634.897.839275.465269.38520.882254.463012034.876.957
734.876.957275.465268.52821.034254.311012034.855.923
834.855.923275.465267.67321.187254.158012034.834.736
934.834.736275.465266.82121.342254.003012034.813.394
1034.813.394275.465265.97221.497253.848012034.791.897
1134.791.897275.465265.12521.654253.691012034.770.243
1234.770.243275.465264.28121.812253.533012034.748.431
1334.748.431275.465263.44021.971253.374012034.726.460
1434.726.460275.465262.60122.131253.214012034.704.329
1534.704.329275.465261.76522.293253.052012034.682.036
1634.682.036275.465260.93222.455252.890012034.659.581
1734.659.581275.465260.10222.619252.726012034.636.962
1834.636.962275.465259.27422.784252.561012034.614.178
1934.614.178275.465258.44822.950252.395012034.591.228
2034.591.228275.465257.62623.117252.228012034.568.111
2134.568.111275.465256.80623.286252.059012034.544.825
2234.544.825275.465255.98823.456251.889012034.521.369
2334.521.369275.465255.17323.627251.718012034.497.742
2434.497.742275.465254.36123.799251.546012034.473.943
2534.473.943275.465253.55123.972251.373012034.449.971
2634.449.971275.465252.74424.147251.198012034.425.824
2734.425.824275.465251.94024.323251.022012034.401.501
2834.401.501275.465251.13824.501250.844012034.377.000
2934.377.000275.465250.33824.679250.666012034.352.321
3034.352.321275.465249.54224.859250.486012034.327.462
3134.327.462275.465248.74725.041250.304012034.302.421
3234.302.421275.465247.95525.223250.122012034.277.198
3334.277.198275.465247.16625.407249.938012034.251.791
3434.251.791275.465246.37925.592249.753012034.226.199
3534.226.199275.465245.59525.779249.566012034.200.420
3634.200.420275.465244.81325.967249.378012034.174.453
3734.174.453275.465244.03426.156249.189012034.148.297
3834.148.297275.465243.25726.347248.998012034.121.950
3934.121.950275.465242.48326.539248.806012034.095.411
4034.095.411275.465241.71126.733248.612012034.068.678
4134.068.678275.465240.94226.928248.417012034.041.750
4234.041.750275.465240.17527.124248.221012034.014.626
4334.014.626275.465239.41027.322248.023012033.987.304
4433.987.304275.465238.64827.521247.824012033.959.783
4533.959.783275.465237.88927.722247.623012033.932.061
4633.932.061275.465237.13127.924247.421012033.904.137
4733.904.137275.465236.37628.127247.218012033.876.010
4833.876.010275.465235.62428.332247.013012033.847.678
4933.847.678275.465234.87428.539246.806012033.819.139
5033.819.139275.465234.12628.747246.598012033.790.392
5133.790.392275.465233.38128.957246.388012033.761.435
5233.761.435275.465232.63829.168246.177012033.732.267
5333.732.267275.465231.89829.381245.964012033.702.886
5433.702.886275.465231.16029.595245.750012033.673.291
5533.673.291275.465230.42429.811245.534012033.643.480
5633.643.480275.465229.69030.028245.317012033.613.452
5733.613.452275.465228.95930.247245.098012033.583.205
5833.583.205275.465228.23030.467244.878012033.552.738
5933.552.738275.465227.50430.690244.655012033.522.048
6033.522.048275.465226.78030.913244.432012033.491.135
6133.491.135275.465226.05831.139244.206012033.459.996
6233.459.996275.465225.33831.366243.979012033.428.630
6333.428.630275.465224.62131.595243.750012033.397.035
6433.397.035275.465223.90631.825243.520012033.365.210
6533.365.210275.465223.19332.057243.288012033.333.153
6633.333.153275.465222.48332.291243.054012033.300.862
6733.300.862275.465221.77532.526242.819012033.268.336
6833.268.336275.465221.06932.763242.582012033.235.573
6933.235.573275.465220.36533.002242.343012033.202.571
7033.202.571275.465219.66333.243242.102012033.169.328
7133.169.328275.465218.96433.485241.860012033.135.843
7233.135.843275.465218.26733.729241.616012033.102.114
7333.102.114275.465217.57233.975241.370012033.068.139
7433.068.139275.465216.88034.223241.122012033.033.916
7533.033.916275.465216.19034.473240.872012032.999.443
7632.999.443275.465215.50134.724240.621012032.964.719
7732.964.719275.465214.81534.977240.368012032.929.742
7832.929.742275.465214.13235.232240.113012032.894.510
7932.894.510275.465213.45035.489239.856012032.859.021
8032.859.021275.465212.77135.748239.597012032.823.273
8132.823.273275.465212.09336.009239.336012032.787.264
8232.787.264275.465211.41836.271239.074012032.750.993
8332.750.993275.465210.74536.536238.809012032.714.457
8432.714.457275.465210.07436.802238.543012032.677.655
8532.677.655275.465209.40637.070238.275012032.640.585
8632.640.585275.465208.73937.341238.004012032.603.244
8732.603.244275.465208.07537.613237.732012032.565.631
8832.565.631275.465207.41237.887237.458012032.527.744
8932.527.744275.465206.75238.164237.181012032.489.580
9032.489.580275.465206.09438.442236.903012032.451.138
9132.451.138275.465205.43838.722236.623012032.412.416
9232.412.416275.465204.78439.004236.341012032.373.412
9332.373.412275.465204.13239.289236.056012032.334.123
9432.334.123275.465203.48239.575235.770012032.294.548
9532.294.548275.465202.83539.864235.481012032.254.684
9632.254.684275.465202.18940.155235.190012032.214.529
9732.214.529275.465201.54540.447234.898012032.174.082
9832.174.082275.465200.90440.742234.603012032.133.340
9932.133.340275.465200.26441.039234.306012032.092.301
10032.092.301275.465199.62741.339234.006012032.050.962
10132.050.962275.465198.99141.640233.705012032.009.322
10232.009.322275.465198.35841.944233.401012031.967.378
10331.967.378275.465197.72742.250233.095012031.925.128
10431.925.128275.465197.09742.558232.787012031.882.570
10531.882.570275.465196.47042.868232.477012031.839.702
10631.839.702275.465195.84443.181232.164012031.796.521
10731.796.521275.465195.22143.495231.850012031.753.026
10831.753.026275.465194.60043.813231.532012031.709.213
10931.709.213275.465193.98044.132231.213012031.665.081
11031.665.081275.465193.36344.454230.891012031.620.627
11131.620.627275.465192.74744.778230.567012031.575.849
11231.575.849275.465192.13445.104230.241012031.530.745
11331.530.745275.465191.52245.433229.912012031.485.312
11431.485.312275.465190.91245.765229.580012031.439.547
11531.439.547275.465190.30546.098229.247012031.393.449
11631.393.449275.465189.69946.434228.911012031.347.015
11731.347.015275.465189.09546.773228.572012031.300.242
11831.300.242275.465188.49347.114228.231012031.253.128
11931.253.128275.465187.89347.458227.887012031.205.670
12031.205.670275.465187.29547.804227.541012031.157.866
12131.157.866275.465186.69948.152227.193012031.109.714
12231.109.714275.465186.10548.503226.842012031.061.211
12331.061.211275.465185.51248.857226.488012031.012.354
12431.012.354275.465184.92249.213226.132012030.963.141
12530.963.141275.465184.33349.572225.773012030.913.569
12630.913.569275.465183.74649.934225.411012030.863.635
12730.863.635275.465183.16150.298225.047012030.813.337
12830.813.337275.465182.57850.664224.681012030.762.673
12930.762.673275.465181.99751.034224.311012030.711.639
13030.711.639275.465181.41851.406223.939012030.660.233
13130.660.233275.465180.84051.781223.564012030.608.452
13230.608.452275.465180.26552.158223.187012030.556.294
13330.556.294275.465179.69152.539222.806012030.503.755
13430.503.755275.465179.11952.922222.423012030.450.833
13530.450.833275.465178.54953.308222.037012030.397.525
13630.397.525275.465177.98053.696221.649012030.343.829
13730.343.829275.465177.41454.088221.257012030.289.741
13830.289.741275.465176.84954.482220.863012030.235.259
13930.235.259275.465176.28654.880220.465012030.180.379
14030.180.379275.465175.72555.280220.065012030.125.099
14130.125.099275.465175.16655.683219.662012030.069.416
14230.069.416275.465174.60856.089219.256012030.013.327
14330.013.327275.465174.05256.498218.847012029.956.829
14429.956.829275.465173.49856.910218.435012029.899.919
14529.899.919275.465172.94657.325218.020012029.842.594
14629.842.594275.465172.39657.743217.602012029.784.851
14729.784.851275.465171.84758.164217.181012029.726.687
14829.726.687275.465171.30058.588216.757012029.668.099
14929.668.099275.465170.75459.015216.330012029.609.084
15029.609.084275.466170.21259.446215.900012029.549.638
15129.549.638275.465169.66959.879215.466012029.489.759
15229.489.759275.466169.13060.317215.029012029.429.442
15329.429.442275.465168.59160.755214.590012029.368.687
15429.368.687275.466168.05561.199214.147012029.307.488
15529.307.488275.466167.52061.646213.700012029.245.842
15629.245.842275.465166.98662.094213.251012029.183.748
15729.183.748275.465166.45462.547212.798012029.121.201
15829.121.201275.465165.92463.003212.342012029.058.198
15929.058.198275.466165.39763.463211.883012028.994.735
16028.994.735275.466164.87063.926211.420012028.930.809
16128.930.809275.465164.34564.391210.954012028.866.418
16228.866.418275.466163.82264.862210.484012028.801.556
16328.801.556275.465163.30065.334210.011012028.736.222
16428.736.222275.465162.78165.810209.535012028.670.412
16528.670.412275.466162.26366.291209.055012028.604.121
16628.604.121275.465161.74666.773208.572012028.537.348
16728.537.348275.466161.23267.261208.085012028.470.087
16828.470.087275.466160.71867.752207.594012028.402.335
16928.402.335275.465160.20668.245207.100012028.334.090
17028.334.090275.465159.69668.742206.603012028.265.348
17128.265.348275.466159.18969.245206.101012028.196.103
17228.196.103275.465158.68169.748205.597012028.126.355
17328.126.355275.466158.17770.258205.088012028.056.097
17428.056.097275.465157.67370.769204.576012027.985.328
17527.985.328275.466157.17171.286204.060012027.914.042
17627.914.042275.466156.67171.806203.540012027.842.236
17727.842.236275.465156.17272.329203.016012027.769.907
17827.769.907275.466155.67572.857202.489012027.697.050
17927.697.050275.465155.17973.387201.958012027.623.663
18027.623.663275.466154.68673.923201.423012027.549.740
18127.549.740275.466154.19374.462200.884012027.475.278
18227.475.278275.466153.70275.005200.341012027.400.273
18327.400.273275.466153.21375.552199.794012027.324.721
18427.324.721275.466152.72676.103199.243012027.248.618
18527.248.618275.465152.23976.657198.688012027.171.961
18627.171.961275.466151.75577.217198.129012027.094.744
18727.094.744275.466151.27277.780197.566012027.016.964
18827.016.964275.465150.79078.346196.999012026.938.618
18926.938.618275.466150.31078.919196.427012026.859.699
19026.859.699275.465149.83179.493195.852012026.780.206
19126.780.206275.466149.35580.074195.272012026.700.132
19226.700.132275.465148.87980.657194.688012026.619.475
19326.619.475275.465148.40581.245194.100012026.538.230
19426.538.230275.465147.93381.837193.508012026.456.393
19526.456.393275.466147.46282.435192.911012026.373.958
19626.373.958275.465146.99283.035192.310012026.290.923
19726.290.923275.465146.52483.640191.705012026.207.283
19826.207.283275.466146.05984.251191.095012026.123.032
19926.123.032275.466145.59484.866190.480012026.038.166
20026.038.166275.465145.13085.483189.862012025.952.683
20125.952.683275.466144.66886.108189.238012025.866.575
20225.866.575275.465144.20786.735188.610012025.779.840
20325.779.840275.465143.74887.367187.978012025.692.473
20425.692.473275.466143.29188.005187.341012025.604.468
20525.604.468275.465142.83488.646186.699012025.515.822
20625.515.822275.466142.38089.293186.053012025.426.529
20725.426.529275.465141.92789.943185.402012025.336.586
20825.336.586275.466141.47590.600184.746012025.245.986
20925.245.986275.465141.02491.260184.085012025.154.726
21025.154.726275.466140.57691.926183.420012025.062.800
21125.062.800275.465140.12892.595182.750012024.970.205
21224.970.205275.466139.68393.272182.074012024.876.933
21324.876.933275.465139.23793.951181.394012024.782.982
21424.782.982275.465138.79494.636180.709012024.688.346
21524.688.346275.466138.35395.327180.019012024.593.019
21624.593.019275.465137.91296.021179.324012024.496.998
21724.496.998275.465137.47396.721178.624012024.400.277
21824.400.277275.466137.03697.427177.919012024.302.850
21924.302.850275.466136.60098.138177.208012024.204.712
22024.204.712275.465136.16498.852176.493012024.105.860
22124.105.860275.466135.73199.574175.772012024.006.286
22224.006.286275.465135.299100.299175.046012023.905.987
22323.905.987275.466134.869101.032174.314012023.804.955
22423.804.955275.465134.439101.767173.578012023.703.188
22523.703.188275.466134.011102.510172.836012023.600.678
22623.600.678275.466133.585103.258172.088012023.497.420
22723.497.420275.465133.159104.010171.335012023.393.410
22823.393.410275.465132.735104.768170.577012023.288.642
22923.288.642275.465132.313105.532169.813012023.183.110
23023.183.110275.466131.892106.302169.044012023.076.808
23123.076.808275.466131.472107.078168.268012022.969.730
23222.969.730275.465131.053107.857167.488012022.861.873
23322.861.873275.466130.637108.645166.701012022.753.228
23422.753.228275.465130.220109.436165.909012022.643.792
23522.643.792275.466129.806110.235165.111012022.533.557
23622.533.557275.465129.393111.038164.307012022.422.519
23722.422.519275.466128.981111.848163.498012022.310.671
23822.310.671275.466128.571112.664162.682012022.198.007
23922.198.007275.465128.161113.485161.860012022.084.522
24022.084.522275.465127.753114.312161.033012021.970.210
24121.970.210275.466127.347115.147160.199012021.855.063
24221.855.063275.465126.941115.985159.360012021.739.078
24321.739.078275.465126.537116.831158.514012021.622.247
24421.622.247275.466126.135117.684157.662012021.504.563
24521.504.563275.465125.733118.541156.804012021.386.022
24621.386.022275.465125.332119.405155.940012021.266.617
24721.266.617275.466124.934120.277155.069012021.146.340
24821.146.340275.466124.536121.154154.192012021.025.186
24921.025.186275.465124.139122.036153.309012020.903.150
25020.903.150275.466123.745122.927152.419012020.780.223
25120.780.223275.466123.351123.824151.522012020.656.399
25220.656.399275.465122.958124.725150.620012020.531.674
25320.531.674275.466122.567125.636149.710012020.406.038
25420.406.038275.465122.176126.551148.794012020.279.487
25520.279.487275.465121.787127.474147.871012020.152.013
25620.152.013275.466121.400128.404146.942012020.023.609
25720.023.609275.465121.013129.340146.005012019.894.269
25819.894.269275.465120.628130.283145.062012019.763.986
25919.763.986275.466120.244131.234144.112012019.632.752
26019.632.752275.465119.861132.190143.155012019.500.562
26119.500.562275.465119.480133.153142.192012019.367.409
26219.367.409275.466119.100134.125141.221012019.233.284
26319.233.284275.465118.720135.102140.243012019.098.182
26419.098.182275.466118.343136.088139.258012018.962.094
26518.962.094275.466117.966137.081138.265012018.825.013
26618.825.013275.465117.590138.079137.266012018.686.934
26718.686.934275.466117.216139.087136.259012018.547.847
26818.547.847275.466116.843140.101135.245012018.407.746
26918.407.746275.466116.471141.123134.223012018.266.623
27018.266.623275.465116.100142.151133.194012018.124.472
27118.124.472275.465115.730143.187132.158012017.981.285
27217.981.285275.466115.362144.232131.114012017.837.053
27317.837.053275.466114.995145.284130.062012017.691.769
27417.691.769275.466114.629146.344129.002012017.545.425
27517.545.425275.465114.264147.410127.935012017.398.015
27617.398.015275.465113.900148.484126.861012017.249.531
27717.249.531275.466113.538149.568125.778012017.099.963
27817.099.963275.466113.177150.659124.687012016.949.304
27916.949.304275.465112.816151.756123.589012016.797.548
28016.797.548275.466112.457152.864122.482012016.644.684
28116.644.684275.465112.099153.978121.367012016.490.706
28216.490.706275.465111.742155.100120.245012016.335.606
28316.335.606275.466111.387156.232119.114012016.179.374
28416.179.374275.466111.032157.371117.975012016.022.003
28516.022.003275.465110.678158.518116.827012015.863.485
28615.863.485275.466110.326159.675115.671012015.703.810
28715.703.810275.465109.975160.838114.507012015.542.972
28815.542.972275.466109.625162.012113.334012015.380.960
28915.380.960275.465109.276163.192112.153012015.217.768
29015.217.768275.466108.928164.383110.963012015.053.385
29115.053.385275.465108.581165.581109.764012014.887.804
29214.887.804275.465108.236166.788108.557012014.721.016
29314.721.016275.466107.891168.005107.341012014.553.011
29414.553.011275.466107.548169.230106.116012014.383.781
29514.383.781275.466107.206170.464104.882012014.213.317
29614.213.317275.465106.864171.706103.639012014.041.611
29714.041.611275.466106.524172.959102.387012013.868.652
29813.868.652275.466106.185174.220101.126012013.694.432
29913.694.432275.466105.847175.49199.855012013.518.941
30013.518.941275.465105.510176.76998.576012013.342.172
30113.342.172275.466105.174178.05997.287012013.164.113
30213.164.113275.466104.840179.35895.988012012.984.755
30312.984.755275.465104.506180.66494.681012012.804.091
30412.804.091275.466104.173181.98393.363012012.622.108
30512.622.108275.465103.841183.30992.036012012.438.799
30612.438.799275.466103.511184.64690.700012012.254.153
30712.254.153275.465103.181185.99289.353012012.068.161
30812.068.161275.466102.853187.34987.997012011.880.812
30911.880.812275.465102.525188.71486.631012011.692.098
31011.692.098275.466102.199190.09185.255012011.502.007
31111.502.007275.465101.874191.47683.869012011.310.531
31211.310.531275.466101.550192.87382.473012011.117.658
31311.117.658275.466101.227194.28081.066012010.923.378
31410.923.378275.465100.904195.69579.650012010.727.683
31510.727.683275.466100.583197.12378.223012010.530.560
31610.530.560275.466100.263198.56176.785012010.331.999
31710.331.999275.46599.943200.00875.337012010.131.991
31810.131.991275.46599.625201.46673.87901209.930.525
3199.930.525275.46699.309202.93672.41001209.727.589
3209.727.589275.46598.992204.41570.93001209.523.174
3219.523.174275.46598.677205.90569.44001209.317.269
3229.317.269275.46698.363207.40867.93801209.109.861
3239.109.861275.46598.050208.91966.42601208.900.942
3248.900.942275.46597.738210.44264.90301208.690.500
3258.690.500275.46697.427211.97863.36801208.478.522
3268.478.522275.46597.116213.52261.82301208.265.000
3278.265.000275.46696.808215.08060.26601208.049.920
3288.049.920275.46696.500216.64958.69701207.833.271
3297.833.271275.46596.192218.22757.11801207.615.044
3307.615.044275.46695.886219.82055.52601207.395.224
3317.395.224275.46595.581221.42153.92401207.173.803
3327.173.803275.46695.277223.03752.30901206.950.766
3336.950.766275.46694.973224.66350.68301206.726.103
3346.726.103275.46694.671226.30149.04501206.499.802
3356.499.802275.46694.370227.95247.39401206.271.850
3366.271.850275.46594.069229.61345.73201206.042.237
3376.042.237275.46593.770231.28744.05801205.810.950
3385.810.950275.46693.471232.97442.37201205.577.976
3395.577.976275.46693.174234.67340.67301205.343.303
3405.343.303275.46592.877236.38338.96201205.106.920
3415.106.920275.46692.582238.10837.23801204.868.812
3424.868.812275.46692.287239.84435.50201204.628.968
3434.628.968275.46691.993241.59333.75301204.387.375
3444.387.375275.46591.700243.35431.99101204.144.021
3454.144.021275.46591.408245.12830.21701203.898.893
3463.898.893275.46691.117246.91728.42901203.651.976
3473.651.976275.46590.827248.71626.62901203.403.260
3483.403.260275.46690.538250.53124.81501203.152.729
3493.152.729275.46590.250252.35622.98901202.900.373
3502.900.373275.46689.963254.19721.14901202.646.176
3512.646.176275.46689.676256.05119.29501202.390.125
3522.390.125275.46589.391257.91717.42801202.132.208
3532.132.208275.46689.106259.79915.54701201.872.409
3541.872.409275.46588.823261.69213.65301201.610.717
3551.610.717275.46588.540263.60011.74501201.347.117
3561.347.117275.46688.258265.5239.82301201.081.594
3571.081.594275.46687.977267.4597.8870120814.135
358814.135275.46687.697269.4105.9360120544.725
359544.725275.46587.418271.3733.9720120273.352
360273.352275.46587.140273.3521.99301200